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Plain-English commercial finance insights for Australian businesses.

Helpful articles about commercial property finance, business loans, equipment and asset finance, cash flow lending and refinancing.

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How Much Deposit Do You Need for a Commercial Property Loan?

Commercial Property

How Much Deposit Do You Need for a Commercial Property Loan?

Most commercial property buyers should prepare for a 20% to 40% contribution, plus GST, transfer duty, legal, valuation and other acquisition costs. Learn how LVR, property type, borrower strength and lender policy affect the cash or equity required.

4 July 2026

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Equipment Finance vs Paying Cash: Which Is Better for Your Business?

Equipment Finance

Equipment Finance vs Paying Cash: Which Is Better for Your Business?

Paying cash usually delivers the lowest direct purchase cost, while equipment finance may helpess growth. This guide compares cash flow, ownership, tax considerations, risk and total cost to help Australian businesses make a more informed decision.

27 June 2026

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