Business Financing Solutions

Fuel your business growth with tailored financing solutions. From equipment purchases to expansion capital, we'll help you access the funding your business needs to thrive.

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Business Loan Features

  • Fast approval decisions*
  • Flexible repayment terms
  • Competitive business rates
*Subject to business lending criteria and assessment.

Business Financing Options

Choose the right financing solution for your business needs

Business Term Loans

Traditional business loans for expansion, equipment, and working capital

  • Fixed or variable rates
  • Terms up to 7 years
  • Competitive interest rates
  • Quick approval process
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Equipment Finance

Finance new and used equipment to grow your business operations

  • Up to 100% equipment finance
  • Tax benefits available
  • Flexible repayment terms
  • End-of-term options
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Business Lines of Credit

Flexible credit facilities for managing cash flow and opportunities

  • Access funds as needed
  • Interest only on amounts used
  • Revolving credit facility
  • Quick access to capital
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Commercial Property

Finance commercial property purchases and refinancing

  • Owner-occupier rates
  • Investment property options
  • Construction loans available
  • Self-managed super fund eligible
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We Finance All Business Types

Tailored solutions for businesses at every stage

Established Businesses

Businesses with 2+ years trading history

  • Lower documentation requirements
  • Competitive rates
  • Higher borrowing capacity
  • Various loan structures available

Start-ups & New Businesses

Businesses less than 2 years old

  • Alternative assessment criteria
  • Industry-specific solutions
  • Equipment finance options
  • Flexible security arrangements

Professional Practices

Medical, legal, accounting and other professional services

  • Practice acquisition loans
  • Fit-out and equipment finance
  • Professional development funding
  • Succession planning finance

Why Choose Freedom Financing for Business Loans?

Your trusted partner in business growth and success

Industry Knowledge

Understanding of various business sectors and their unique financing needs

Flexible Solutions

Tailored financing structures to match your business requirements

Fast Processing

Streamlined applications with quick decision turnaround times

Ongoing Partnership

Continued support as your business grows and financing needs evolve

What Can You Finance?

Business financing for growth and operational needs

Equipment & Machinery

  • Manufacturing equipment
  • Construction machinery
  • Office equipment & technology
  • Medical & dental equipment
  • Transport vehicles

Business Growth

  • Working capital
  • Inventory purchases
  • Marketing campaigns
  • Staff expansion
  • New location setup

Property & Premises

  • Commercial property purchase
  • Office fit-outs
  • Warehouse setup
  • Retail store development
  • Property refinancing

Business Loan Application Process

Streamlined process designed for busy business owners

1

Business Assessment

We'll assess your business needs, financial position, and discuss the best financing options.

2

Documentation

Gather required business documents including financials, tax returns, and project details.

3

Lender Submission

We present your application to suitable lenders and negotiate terms on your behalf.

4

Funding & Growth

Once approved, access your funds quickly and focus on growing your business.

Industry Specialization

We understand the unique needs of different industries

Healthcare & Medical

Practice acquisitions, medical equipment finance, fit-out loans, and working capital for medical professionals, dentists, and healthcare practices.

Construction & Trades

Equipment finance for machinery, vehicles, and tools. Working capital for project funding and business growth in the construction sector.

Retail & Hospitality

Store fit-outs, inventory funding, equipment purchases, and expansion capital for retail stores, restaurants, and hospitality businesses.

Technology & Professional Services

Working capital, equipment finance, and growth funding for IT companies, consultancies, and professional service businesses.

Business Financing FAQs

Common questions about business loans and financing

Business loans can fund equipment purchases, working capital, business expansion, property acquisition, debt consolidation, marketing initiatives, staff expansion, technology upgrades, and other legitimate business purposes.

Borrowing capacity depends on your business income, cash flow, assets, existing debts, and the purpose of the loan. Amounts can range from $10,000 for small equipment purchases up to millions for property acquisitions.

Typical requirements include business financial statements, tax returns, bank statements, business plan (for new businesses), equipment quotes or property contracts, and personal identification. Requirements vary by lender and loan type.

Yes, while it's more challenging, new businesses can access financing through specialized lenders who assess factors like industry experience, business plan quality, personal financial position, and security available.

Security options include business assets, equipment being financed, commercial or residential property, business guarantees, or personal guarantees. The security required depends on the loan amount, business strength, and lender policy.

Simple applications can be approved within 24-48 hours, while complex deals involving property or large amounts may take 1-2 weeks. We work to expedite the process and keep you informed of progress.

Ready to Grow Your Business?

Don't let cash flow constraints hold back your business growth. Contact us today to discuss your financing needs and discover the right solution for your business.

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