Freedom Financing Blog

Expert insights, market updates, and helpful guides from Beveridge's trusted mortgage brokers.

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Working Capital Finance vs Term Loan — Which Does Your Business Actually Need?

Choosing the wrong product for your business finance need can be costly. Here's how to match working capital finance vs term loans to the right situations, with practical examples for Melbourne SMEs.

SMSF Commercial Property Rules Australia — What You Need to Know

SMSFs can be powerful vehicles for buying commercial property — especially for business owners leasing back their own premises. Here are the key rules, LRBA requirements, and tax benefits explained.

Chattel Mortgage vs Finance Lease: Which Is Right for Your Business?

Chattel mortgage and finance lease both fund business assets, but they work very differently for GST, tax, and ownership. Here's how to choose the right structure for your situation.

How Much Deposit Do You Need for Commercial Property in Australia?

Commercial property buyers are often surprised by how much deposit is required. This guide breaks down LVR benchmarks, deposit sources, and what to budget beyond the purchase price.

Commercial Property Loan vs Residential Mortgage — Key Differences Explained

Thinking about buying commercial property in Australia? Here's how commercial property loans differ from residential mortgages — LVR, rates, assessment criteria, and structures compared.

First Home Buyer's Guide to Beveridge: What You Need to Know in 2025

Thinking about buying your first home in Beveridge? This comprehensive guide covers everything from property prices to government grants and the best lenders for first-time buyers.

Refinancing Success Story: How a Beveridge Family Saved $18,000 Annually

A real case study of how a local Beveridge family reduced their home loan rate from 6.85% to 6.19% and saved over $5,000 annually through strategic refinancing.

Stamp Duty in Victoria 2025: Complete Guide for Property Buyers

Everything you need to know about Victorian stamp duty rates, first home buyer concessions, and strategies to minimize your costs when buying property.

How to Compare Mortgage Brokers in Beveridge: Your Complete Guide

An unbiased guide to evaluating mortgage brokers in Beveridge. Learn the key questions to ask, red flags to avoid, and how to choose the right broker for your needs.

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