Home Loans That Work For You

Find the perfect home loan from our panel of trusted lenders. Whether you're buying your first home, upgrading, or refinancing, we'll help you secure the best deal.

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Quick Facts

  • Competitive rates available*
  • Borrow up to 100% + fees*
  • No application fees
  • Quick pre-approval process
*Rates and conditions apply. Subject to lending criteria.

Home Loan Options

Choose the right home loan for your situation

First Home Buyer

Special rates and government incentives for first-time buyers

  • First Home Owner Grant eligibility
  • Low deposit options
  • Stamp duty concessions
  • Professional guidance through the process
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Owner Occupier

Competitive rates for your family home

  • Lower interest rates
  • Flexible repayment options
  • No ongoing fees on select loans
  • Redraw facilities available
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Construction Loans

Build your dream home with progressive payment options

  • Interest-only during construction
  • Progress payments to builder
  • Convert to standard loan on completion
  • Fixed and variable rate options
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Refinancing

Switch to a better deal and save thousands

  • Lower interest rates
  • Cash back offers
  • Consolidate debts
  • Access to equity
Learn More

Why Choose Freedom Financing?

Your trusted partner in home financing

Personal Guidance

Navigate the complex home loan market with confidence

Competitive Rates

Access to exclusive rates from our panel of lenders

Fast Processing

Streamlined application process and quick approvals

Ongoing Support

We're here for you throughout your home loan journey

Simple 4-Step Process

Getting your home loan approved has never been easier

We will be your guide the whole way

1

Initial Consultation

We'll discuss your needs, financial situation, and goals to understand what you're looking for.

2

Loan Comparison

We compare options from our panel of lenders to find the best rates and features for you.

3

Application Submission

We handle all the paperwork and submit your application to the chosen lender.

4

Settlement

We guide you through to settlement and beyond, ensuring a smooth experience.

Frequently Asked Questions

Get answers to common home loan questions

The amount you can borrow depends on lender, your income, expenses, existing debts, and the property value. Generally, you can borrow up to 6-8 times your annual income, subject to serviceability assessments. We can provide a pre-approval to give you certainty when house hunting.

While a 20% deposit helps you avoid Lenders Mortgage Insurance (LMI), you can potentially buy with as little as 5% deposit. First home buyers may have access to government schemes that reduce deposit requirements. We can help you explore all available options.

Both have advantages. Fixed rates provide certainty and protection against rate rises, while variable rates often start lower and may fall with market conditions. Many borrowers choose a split loan to get benefits of both. We'll help you decide what's right for your situation.

Pre-approval can be obtained in 24-48 hours with complete documentation. Formal approval typically takes 5-10 business days, depending on the lender and complexity of your application. We work to expedite the process wherever possible.

Ready to Get Started?

Take the first step towards owning your dream home. Our professional team is ready to help you find the perfect home loan solution.

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