Personal & Car Loans

Whether you're buying a new car, consolidating debt, or need funds for a personal project, we'll help you find the right loan with competitive rates and flexible terms.

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Loan Features

  • Quick approval process
  • Up to 100% car finance
  • Flexible repayment terms
  • No early exit fees on many loans
*Terms and conditions apply. Subject to lending criteria.

Personal & Car Loan Options

Find the perfect loan for your needs

New Car Loans

Finance your dream car with competitive rates and flexible terms

  • Competitive interest rates
  • Up to 100% finance available
  • Terms up to 7 years
  • Quick approval process
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Used Car Loans

Quality used vehicles with tailored financing solutions

  • Finance cars up to 10 years old
  • Flexible deposit options
  • Private sale purchases
  • Dealer and auction purchases
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Personal Loans

Unsecured personal loans for any worthwhile purpose

  • No security required
  • Fixed rate certainty
  • Debt consolidation options
  • Home improvements & more
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Motorbike & Recreational

Finance motorcycles, boats, caravans and recreational vehicles

  • Motorbikes and scooters
  • Boats and marine equipment
  • Caravans and RVs
  • ATVs and recreational vehicles
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Why Choose Freedom Financing?

Making personal and car financing simple and straightforward

Quick Approval

Fast processing with decisions often available within 24 hours

Flexible Terms

Choose repayment terms that suit your budget and lifestyle

Competitive Rates

Access to competitive rates from our panel of specialist lenders

Simple Process

Streamlined application with minimal paperwork required

Simple Application Process

Get approved for your loan in just a few easy steps

1

Submit Application

Complete our simple application online or speak with our team about your needs.

2

Document Review

We'll review your documents and work with lenders to find the best loan option.

3

Quick Approval

Receive your loan approval, often within 24 hours for straightforward applications.

4

Funds Available

Once approved, funds can be available quickly so you can make your purchase.

What Can You Finance?

Personal and car loans for various purposes

Vehicle Purchases

  • New and used cars
  • Motorcycles and scooters
  • Commercial vehicles
  • Recreational vehicles

Home & Lifestyle

  • Home improvements
  • Pool installations
  • Solar panel systems
  • Furniture and appliances

Personal Goals

  • Education and training
  • Medical expenses
  • Travel and holidays
  • Debt consolidation

Loan Application Tips

Increase your chances of approval with these helpful tips

Prepare Your Documents

Have recent payslips, bank statements, and identification ready. Complete documentation speeds up the approval process.

Know Your Credit Score

Understanding your credit history helps us find the right lender. We work with lenders who cater to various credit situations.

Budget Realistically

Consider all costs including insurance, registration, and maintenance. Borrow only what you can comfortably repay.

Shop Around First

Research vehicle prices and loan options before committing. Pre-approval can give you negotiating power with dealers.

Personal & Car Loan FAQs

Common questions about personal and car financing

Personal loans can be used for almost any worthwhile purpose including debt consolidation, home improvements, medical expenses, education costs, travel, or unexpected expenses. They offer flexibility without requiring security.

Car loan amounts depend on your income, expenses, and the vehicle value. You can typically borrow from $5,000 up to $100,000 or more for luxury vehicles. We can arrange up to 100% finance for new cars, subject to lender criteria.

Secured loans (like car loans) use the vehicle as security, typically offering lower rates and higher borrowing limits. Unsecured loans (personal loans) don't require security but may have higher rates and lower limits.

Yes! Pre-approval gives you certainty when car shopping and can help you negotiate a better deal. You'll know exactly how much you can spend and can act quickly when you find the right vehicle.

Typically you'll need recent payslips, bank statements, identification, and details of the vehicle (for car loans). We'll guide you through the specific requirements based on your situation and chosen lender.

Ready to Apply?

Get started on your personal or car loan application today. Our team is here to help you find competitive rates and flexible terms that work for your budget.

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