Our Lender Panel

Access to 30+ Banks & Specialist Lenders

One broker. One application. Access to major banks, non-bank lenders, and specialist commercial funders — all compared on your behalf.

Our Lender Categories

Different lenders for different situations. We know which lenders suit which scenarios.

Major Australian Banks

The "Big Four" and second-tier banks offer competitive rates, strong brand recognition, and broad product suites for residential and commercial lending.

Examples:Commonwealth Bank, ANZ, Westpac, NAB, Suncorp, Bankwest, St George
Best for: Established businesses, strong financials, owner-occupied residential, straightforward commercial

Non-Bank Lenders

Non-bank lenders often offer more flexible credit assessment, faster approvals, and competitive rates — particularly for commercial, investment, and non-standard scenarios.

Examples:Liberty, Pepper Money, La Trobe Financial, Resimac, Firstmac, Advantedge
Best for: Self-employed borrowers, non-standard income, commercial property, SMSF lending, construction

Specialist Commercial Lenders

Lenders with a specific focus on commercial property, business lending, and complex transactions where mainstream banks have limited appetite.

Examples:Thinktank, Heartland Bank, Moula, Prospa, Lumi, OnDeck
Best for: Commercial property, business loans, equipment finance, working capital, development

Private & Mortgage Fund Lenders

Private lenders and mortgage funds provide short-term, higher-LVR, or bridging finance where speed and flexibility outweigh rate sensitivity.

Examples:Various private lenders, mortgage trusts, and high-net-worth funding vehicles
Best for: Bridging finance, development mezzanine, time-critical settlements, non-conforming scenarios

Why a Broker Outperforms Going Direct

Choice, expertise, and advocacy — things you don't get walking into a single bank.

Accreditation = Better Access

Accredited brokers access lender rates, policies, and products that may not be available directly to consumers.

Genuine Comparison

We compare across the whole panel — not just one bank — to find what actually works best for your situation.

Single Application

One application to us reaches multiple lenders. No need to apply separately and accumulate credit enquiries.

Lender Relationships

Long-standing relationships with BDMs and credit teams allows us to navigate credit issues and exceptions effectively.

Let Us Find Your Best Lender Match

Tell us your situation and we'll identify the right lender and product from day one.

All lending is subject to assessment and approval by the lender. Fees, charges, and terms apply. Freedom Financing Pty Ltd — ACL 389328 — MFAA Member.