How It Works

From First Call to Settlement — Here's Our Process

No surprises. No jargon. Just a clear, structured process that gets your finance from enquiry to settlement as smoothly as possible.

01

Discovery Call

We start with a no-obligation conversation to understand your goals, situation, and the finance you need.

In 15–30 minutes, Jorden will ask the right questions to understand your finance needs, timeline, borrowing capacity, and any challenges upfront. No obligation, no jargon.

02

Strategy & Lender Selection

We identify the right product, structure, and lender from our panel of 30+ banks and specialist lenders.

Based on your situation, we map out the right loan structure, identify the most suitable lenders from our panel, and present a clear recommendation — including rates, fees, and repayments — before you commit to anything.

03

Application Preparation

We gather your documents, prepare a strong application, and submit to the chosen lender on your behalf.

A well-prepared application dramatically improves approval speed and outcomes. We tell you exactly what documents you need, compile everything, write the application, and submit it directly to the lender — handling all queries that arise.

04

Approval

Your loan is assessed and approved. We manage the credit process, respond to lender queries, and keep you updated throughout.

We liaise with the lender's credit team, respond to conditions, coordinate valuations, and keep you informed at every stage. For most commercial applications, approval takes 1–3 weeks. Some products can be approved within 48 hours.

05

Settlement

Your finance settles. We coordinate with solicitors, accountants, and the lender to make it seamless.

We manage the final settlement process — coordinating loan documents, liaising with your solicitor or conveyancer, and confirming all conditions are met. Once settled, you receive your funds and we remain available for any ongoing queries.

Why Work With Freedom Financing?

30+ Lenders

Access major banks, non-banks, and specialist lenders — all through one broker.

Fast Turnaround

We move at the pace you need. Urgent deals handled with priority attention.

Full Transparency

We disclose how we are paid and present all options clearly before you decide anything.

Ongoing Support

We are available throughout the loan term for reviews, refinancing, and new enquiries.

Ready to Get Started?

Step 1 is a 15-minute no-obligation call. Let's see what's possible for your situation.

All lending is subject to assessment and approval by the lender. Fees, charges, and terms apply. Freedom Financing Pty Ltd — ACL 389328 — MFAA Member.