Finance for Australian Farmers and Agribusiness Operators
Broadacre, livestock, dairy and horticulture operations. Tractors, headers, sprayers, livestock handling, farm vehicles, and the working capital and seasonal repayment structures behind them.
Subject to lender assessment and approval. ACL 384704.
Agribusiness — Quick Guide
- Equipment — tractors, headers, sprayers via specialist agri lenders
- Vehicles — farm utes, livestock trailers, light trucks
- Property — commercial / agribusiness property loans (case-by-case)
- Seasonal — annual / six-monthly repayment structures
- Working capital — crop, stock and input finance
- Single broker — one relationship across the operation
How We Help Agribusiness Operators
Specialist agribusiness asset finance and commercial structuring.
Farm Equipment
Tractors, headers, sprayers, balers, spreaders.
- Specialist agri panel
- Seasonal repayment structures
- New and used assets
Livestock Handling
Crushes, races, scales, feedlots, mustering bikes.
- Smaller-ticket auto-decisioned
- Bundled deals possible
- Suits cattle, sheep, dairy
Farm Vehicles & Trailers
Utes, livestock trailers, farm trucks.
- Treated as business vehicles
- GST upfront on chattel mortgage
- Combine with farm equipment
Working Capital
Crop input finance, stock finance, seasonal facilities.
- Aligns with planting / harvest / turnoff
- Reduces cash strain at peak inputs
- Pairs with equipment finance
Common Agribusiness Scenarios
- Replacing a tractor and adding implements ahead of season
- Upgrading the header before harvest
- Cattle producer expanding livestock handling and yards
- Dairy operator funding a milking shed upgrade
- Mixed farming operation funding crop inputs at planting
- Generational handover with equipment, livestock and property finance
Frequently Asked Questions
Can I align repayments to my income cycle?
Yes — that’s the main reason to use specialist agri lenders rather than generalist asset financiers. Annual or six-monthly repayments aligned to harvest, milk cheque or stock turnoff are standard for agri equipment finance.
Do you do agricultural property loans too?
Property finance for genuine commercial agribusiness operations is supported on a case-by-case basis through commercial property channels. Pure rural / mixed-use farms often need a specialist rural lender — we can discuss what fits and refer where appropriate.
What about used farm equipment?
Used tractors, headers and implements are routinely financed by specialist agri lenders, generally up to about 10–15 years old at start of term, with the asset’s value supported by inspection or comparable sales.
Pillar pages for Agribusiness
Running an agribusiness?
Speak with Jorden about specialist agri lenders, seasonal repayment structures and how to fund the next phase of your operation.