Finance for Transport and Logistics Operators
Owner-drivers and fleet operators alike. Prime movers, trailers, refrigerated units, depots, working capital and fuel-card backed structures — all through one commercial broker.
Subject to lender assessment and approval. ACL 384704.
Transport — Quick Guide
- Prime movers — specialist transport lenders, owner-driver friendly
- Trailers — box, curtain, tipper, reefer, livestock
- Combo deals — truck + trailer financed together
- Depots & yards — owner-occupied commercial property
- Cash flow — invoice finance and working capital
- Newer ABN — specialist lenders accept 12 months experience-led
How We Help Transport & Logistics
Specialist transport asset finance plus the property and cash-flow tools behind it.
Prime Movers & Rigid Trucks
New and used prime movers, B-doubles, road trains and rigids.
- Specialist transport panel
- Fast decisions for ABN holders
- Owner-driver friendly
Trailers — All Types
Box, curtain, tipper, refrigerated, livestock, tankers.
- Specialty trailer panel
- Combo deals with prime mover
- Used assets accepted
Depots, Yards, Workshops
Owner-occupied commercial property for transport operations.
- Industrial / logistics zoning supported
- LVR up to 75%+
- Use existing equity as deposit
Cash Flow Facilities
Invoice finance and working capital for transport businesses.
- Bridges 30–60 day customer payment terms
- Funds fuel, tyres, parts at peak
- Pairs with asset finance for big jobs
Common Transport Scenarios
- Owner-driver buying first prime mover
- Stepping up from rigid to prime mover + trailer combo
- Fleet adding 2–5 trailers ahead of new contract
- Refrigerated specialist replacing reefer trailers
- Operator buying the depot they currently lease
- Fleet using invoice finance to smooth 30–60 day customer terms
Frequently Asked Questions
I’m a new owner-driver — can I get prime mover finance?
Yes. Specialist transport lenders work with new owner-drivers regularly. They focus on transport experience, the asset, and a confirmed work pipeline (sub-contract or contract terms) rather than just historical tax returns.
Can you finance truck + trailer in one deal?
Yes — typically as two parallel facilities written at the same time, so each asset can be sold or refinanced independently down the track.
When does buying a depot make sense?
Once you’re paying meaningful rent on a yard or workshop and the operation is stable, owner-occupied commercial property finance often beats leasing on a 5–10 year view. We model the numbers against your business cash flow.
Running a transport or logistics operation?
Speak with Jorden about prime movers, trailers, depots and the cash-flow facilities behind them — all through one commercial broker.